Beach Condo Cash-Flow Calculator
Run the numbers on a beach condo before you ever call me. Enter what you know, and I'll show you your estimated monthly cash flow, cap rate, and cash-on-cash return. This is a planning tool, not a guarantee. Real numbers depend on verified rental history, dues, insurance, and taxes. Let's keep it real.
Monthly cash flow
Estimated rent minus every expense and your mortgage payment.
Cap rate
Net operating income divided by the purchase price.
Cash-on-cash return
Annual cash flow on the cash you actually put in.
Every field is editable and updates the estimate instantly. The defaults are starting points for a typical beach condo on the Gulf Coast, not quotes. Adjust each number to match the property you are looking at, then I will help you verify the real ones before you commit.
Enter your numbers
Your estimated results
Enter your numbers on the left, then tap SHOW ME MY NUMBERS to see your estimated cash flow, cap rate and cash-on-cash return. No name, email or phone number required.
You changed an input. Tap SHOW ME MY NUMBERS again to update these results.
| Financial metric | Estimated amount |
|---|---|
| Gross annual rental income | — |
| Annual operating expenses | — |
| Net operating income (NOI) | — |
| Monthly mortgage payment | — |
| Annual cash flow | — |
| Total cash invested (down payment + closing costs) | — |
| Cap rate | — |
| Cash-on-cash return | — |
Important: These calculations are estimates based on the information you entered. Actual rental income, operating expenses, insurance costs, HOA fees, financing terms, taxes, and investment returns may differ. You are responsible for independently verifying all figures and assumptions before making a purchase or investment decision. These estimates are not a guarantee of financial performance.
Want to know what these numbers might look like for a real condo in Orange Beach or Gulf Shores? Let's review your estimates, discuss the expenses you should investigate, and talk about properties that fit your goals.
BOOK A CALL WITH METhis tool tells you the range. I'll get you the real numbers.
A calculator runs on assumptions. When you find a condo you like, the actual answer comes from verified rental history, the current HOA dues and reserves, insurance quotes, tax records, and any upcoming assessments. That is the part I can pull for you before you make an offer.
No pressure and no obligation. You can run every scenario you want here, then we check the real ones together. See y'all at the beach.
Ready to check a real condo?
I know every complex on the coast, the real rental numbers, and the hidden costs. Let me pull verified rental history and current dues for the property you're serious about.